Terms and Conditions

Terms & Conditions

The following Terms & Conditions (Terms), together with our Privacy Policy are the complete terms of a legal agreement between you and WLTH Pty Ltd ACN 613 439 83 (WLTH or us or we) in relation to your access to and use of this Website and the supply of Services via the Website. By accessing, browsing, or using this Website, you acknowledge that you have read, understood, and agreed to be bound by these Terms. If you do not agree to these Terms, please do not use this Website.
WLTH may alter these Terms from time to time by posting the altered version on this Website. You should visit the Website regularly to keep up to date with any alterations. By continuing to use this Website, you accept the Terms current at the time you access and use it. In the case of an alteration, the altered Terms only apply after the alteration takes effect.
If you have any questions or need clarification on any issue please email us at support@wlth.com.au
About Us
The Website is operated by WLTH.

Registration

You must register a User Account to access and use the Website and Services. You must provide us with certain personal information (which may include your name, address, telephone number, credit card details and debit card details) and your current email address in order to register a User Account, upload Materials to our database and access and use the Services. We may use your notified email address to contact you or send you notifications, tax invoices, alerts and other communications from time to time. You acknowledge that we may be unable to provide you with the Services or contact you unless you provide us with a current email address and agree to promptly update us if you change your email address. User Accounts are only available to persons who are at least eighteen years of age or otherwise have the permission of an adult. If you do not qualify for a User Account, do not apply for or register a User Account or use this Website. By registering a User Account for the Website you warrant that you are at least eighteen years of age or otherwise have the permission of an adult. You agree not to impersonate any other person or entity or to use a false name or a name that you are not authorised to use when registering a User Account or using the Website. User Accounts must be applied for using the online registration process available on the Website. An application to register a User Account constitutes an offer by you to register a User Account of the type selected and is subject to acceptance by us at our sole discretion. We will confirm acceptance to you by sending you an email or other notice confirming that your User Account has been enacted. We reserve the right to refuse an application for registration of a User Account by any person for any reason at our discretion. We will refund any Subscription Fee you paid if we refuse the application to register the User Account.

Referring Provider

If you acquired a User Account via a Referring Provider, your access to the Website continues only while the arrangement between us and the Referring Provider continues, subject to this paragraph. You agree that the Referring Provider may upload materials to your Account and will have full access (including editing capability) to all Materials you upload to the Website or the Referring Provider uploads on your behalf. You may limit or block that access by changing the guest access permissions in your User Account. We are not responsible for any access to or use of your Materials by the Referring Provider. If our arrangement with the Referring Provider ends for any reason, we may offer you an opportunity to continue your access to the Website and Materials by a direct arrangement with us, subject to these Terms. If you are a Referring Provider, you warrant that the holder of the applicable User Account consents to your access to their Materials.

Usernames and Passwords

Your User Account and the Services are accessible via a unique username and password combination. You are responsible for submitting your own username and password as part of and in accordance with the requirements of the online User Account registration process. Usernames are subject to availability and any other restrictions (including acceptable numbers and types of characters) as specified on the Website from time to time. We will not publish or disclose your email address or password to any person unless you ask or permit us to do so. You are responsible for taking all necessary steps to prevent unauthorised disclosure of or access to your password. You may create additional passwords for use by others authorised by you (Guests) to access your User Account or Materials (including Materials relating to or posted by your Guests) from time to time (Additional Passwords). Additional Passwords may permit access to your User Account, Materials and the Services without limitation; for a limited time only; and/or to specific parts of your User Account, Materials and the Services only, at your discretion. If you give a Guest access to your User Account, subject to the access permissions you specify within the capabilities of the Website, the Guest has full access to all your Materials and you have full access to all Materials which relate to them. You are solely responsible for all use of your password and for the actions of any person for whom you have created an Additional Password and are solely liable for (and indemnify, defend and hold harmless WLTH its officers, directors, employees, agents, contractors, licensors and suppliers from and against) all losses, expenses, claims, proceedings, damages and costs (including actual, special, direct, indirect, incidental, exemplary or consequential) of every kind and nature (Losses) suffered by any person directly or indirectly as a result of: (i) you disclosing your password to a third party; (ii) you failing to take all necessary steps to prevent unauthorised disclosure of or access to your password; (iii) any person’s access to or use of your password or an Additional Password; or (iv) access to or use of your Materials by a Referring Provider. You must notify us immediately by email if you have any reason to believe that your password or an Additional Password has become known to anyone else without your authorisation, or if your password or an Additional Password is being, or is likely to be, used in an unauthorised manner. In such a case, we will cancel the relevant password and send you a new one by email within a reasonable time of being notified. You may change any new password allocated by us by updating your User Account settings after you have logged into the Website.

Subscription Fees

Certain types of User Accounts are subject to payment of monthly Subscription Fees. The features of those User Accounts and applicable Subscription Fees from time to time are specified on the Website. Subscription Fees are payable in advance and are non-refundable except as expressly provided in these Terms. We will not accept an application to register a User Account for which Subscription Fees are payable or begin providing any corresponding Services until the initial monthly Subscription Fee in respect of the relevant User Account is received by us in full. Applicable Subscription Fees must be paid when you apply to register your User Account and then on or before the expiry of each monthly period after the date of the initial Subscription Fee payment in order to maintain your User Account. We may change Subscription Fees or add other fees from time to time by sending a notification of the change to your last notified email address at least 30 days before the changes come into effect. Subscription Fees and all other fees, charges and prices are stated on the Website in Australian dollars and are inclusive of applicable taxes. You are responsible for paying all fees and taxes (including any goods and services or similar value added taxes) in respect of your User Account and we reserve the right to charge you such applicable taxes. In these Terms, a reference to payment of Subscription Fees includes payment by a Referring Provider, where applicable.
or generate or compile any document or database based on the data and valuations published on this Website; or
* transfer or sell any data and valuations offered on this Website

Payment

Subscription Fees must be paid through the Website via the secure Stripe service provided by Stripe Australia Pty Limited (Stripe). Access to the Website and your Materials is conditional on timely payment of all Subscription Fees by you or your Referring Provider, where applicable. All credit card and debit card payments are subject to validation checks and authorisation by the card issuer. If the issuer of your payment card refuses to or does not for any reason authorise payment for a particular Subscription Fee, the payment will not be processed. If the applicable Subscription Fee is not paid to us or automatically debited for any reason by the due date, we may cancel your User Account or temporarily deny you access to the Website or the Services until such time as payment of the Subscription Fee is received by us in full. All payments are processed by Stripe and we do not keep a record of your credit card or debit card number for payment purposes. You acknowledge and agree that we are not involved in the processing of any payment transaction between you and Stripe and Stripe’s own terms and conditions apply to each payment. Stripe may not accept all types of credit and debit cards and may only accept credit and debit cards issued by service providers specifically identified by Stripe from time to time. You should ensure you are familiar with all Stripe terms and conditions before you submit any payment through Stripe. To the extent legally permitted, in no event will WLTH be liable to any party for any Losses in any way connected to, related to or arising from any payment transaction you enter into with Stripe. We may plead these Terms as a bar to any claim, action, proceeding or suit brought by you against us for any matter arising out of any transaction between you and Stripe.

Changing Subscriptions

You may cancel your User Account at any time by giving us 14 days written notice. Please contact us in writing by email to cancel your User Account. We may cancel or suspend your User Account at any time immediately on notice to you if you breach these Terms (including our Privacy Policy) or on termination of our arrangement with your Referring Provider, where applicable. We may also cancel or suspend your User Account, your access to the Website and your Materials or the operation of the Website in its entirety at any time at our discretion. Upon expiry or cancellation of your User Account or your access to the Website or your Materials or cessation of operation of the Website, subject to the “retention of your information” clause below, we will: (i) immediately cease providing you with the Services; (ii) stop your access to your Materials through the Website; and (iii) delete all personal information you have provided to us or uploaded to our database for access via the Website, but we may retain and use at our discretion any information that you have provided to us that is not personal information. Please see our Privacy Policy for further information about how we collect and use your information. If you cancel your User Account for any reason or if we cancel your User Account as a result of you breaching these Terms (including our Privacy Policy), any Subscription Fees paid will not be refunded and any outstanding Subscription Fees and other fees become immediately due and payable upon cancellation. If we cancel your User Account or access to the Website or operation of the Website for any other reason and you have paid applicable Subscription Fees in respect of the period after cancellation, we will refund any Subscription Fees you have paid on a pro rata basis by cheque or to a bank account notified by you for that purpose within a reasonable time of cancellation. No refund applies to you where the Subscription Fees were paid by a Referring Provider.

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